Community Builders Program
A closing credit for the people who keep Long Island's nonprofits running.
If you work at a Long Island nonprofit, you get a credit of up to $2,500 at closing when you buy or sell your home with me. I've spent years managing finances for nonprofit organizations, so I understand how your pay, benefits, and budget work.
Book a free call See your credit
Rakesh (Ricky) KhannaLicensed Real Estate Salesperson
Better Homes and Gardens | Realty Connect
Your credit at closing
The credit is based on the final price of the home. It applies to each purchase or sale you close with me.
Buyers receive the credit at closing, subject to lender approval. Sellers receive it as a credit at closing. See full terms at the bottom of this page.
Who qualifies
- Current full-time or part-time employees of a 501(c)(3) nonprofit organization based on Long Island
- Buying or selling a home in Nassau County, Suffolk County, or Queens
- Enrolled in the program before signing a buyer or listing agreement
What you'll need
- A recent pay stub or a short letter from your employer confirming your role
- Your organization's name when you book your call
How it works
Book a call
Tell me where you work and whether you're buying, selling, or both.
Confirm your eligibility
Send a pay stub or employer letter. I'll note the program in your agreement.
Buy or sell your home
We work through pricing, offers, inspections, and the contract together.
Get your credit at closing
The credit is paid through my brokerage and shows on your closing statement.
Why I built this
I've spent years working with nonprofit organizations on the finance side as an outsourced CFO and controller. I know the budgets, the grant cycles, and the payroll. I also know how much the people doing this work give to their communities, often for less than they'd earn elsewhere.
Buying a home on a nonprofit salary takes careful planning. I'll help you look at your numbers before you talk to a lender, point you to first-time buyer programs worth checking, and make sure you aren't stretching further than you should.
That same attention to the numbers goes into pricing your home if you're selling.
Common questions
Can I use the credit with down payment assistance?
Often, yes. Every lender and assistance program has its own rules about credits, so we'll confirm with your lender early.
What if my lender limits the credit?
If your loan caps closing credits, the credit is reduced to the amount your lender allows. It can't be paid outside of closing.
I'm buying and selling. Do I get two credits?
Yes. Each transaction you close with me qualifies on its own, based on that home's price.
Does my employer have to sign up?
No. Any eligible employee can enroll on their own. Organizations that partner with me get extras like a staff workshop.
Run a nonprofit? Offer this to your staff.
There's no cost to your organization and nothing to administer. Share the program with your team as an employee benefit, and I'll handle the rest.
Email me about your organization- A ready-to-send staff announcement and flyer
- A free lunch-and-learn on buying a home on a nonprofit salary, held at your office or online
- No staff information shared with me unless an employee reaches out on their own
Let's talk about your next move.
A 20-minute call is enough to check your eligibility and go over what you're looking for.
Book a free callBuying or selling doesn't have to be tricky, the best move you'll make is a call to Ricky!
Rakesh (Ricky) Khanna | Licensed Real Estate Salesperson | Better Homes and Gardens | Realty Connect | 1 Crossways Park Dr W, Woodbury, NY 11797 | (321) 447-4259 | ricky@movewithricky.com | movewithricky.com | NY License #10401398156
Program terms: Closing credit is paid through Better Homes and Gardens | Realty Connect at closing and disclosed on the closing statement. Buyer credits are subject to lender approval and may be reduced to comply with loan program limits. No credit is paid outside of closing. Eligibility requires current employment with a 501(c)(3) nonprofit organization based on Long Island, verified before signing a buyer or listing agreement. One credit per closed transaction. Cannot be combined with other commission discounts or offers. Excludes referral transactions and transactions not represented by Rakesh Khanna. Not available where prohibited by law. Program terms may change without notice. Consult your tax advisor about the tax treatment of any credit.
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